If there is a financial crash in 2016 (my astro-window suggests 2016, 2017, or 2018, a difficult time period for several reasons) the threat is apparently from abroad with the global weakness in markets, economies, and currencies, China in particular. How low can oil prices go? Job lay-offs in the US have resulted so far along with Wal-Mart and Macy’s stores closing (though some closings have
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